.text
{ 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 12px; 
font-style: normal; 
line-height: normal; 
color: #0A4977; 
text-align: left;
margin-top:20px;
margin-left:20px;
margin-right:20px;
margin-bottom:20px;
}




.title1
{
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 20px; 
color: #B12121; 
font-style: normal; 
line-height: normal; 
font-weight:normal;
margin-top: 20;
margin-left:20px;

}


.link 
{
font-family: Verdana, Arial, Helvetica, san-serif; 
font-size: 13px; 
color: #0a4977; 
font-weight: normal;

} 



.link:Hover 
{ 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 13px; 
font-style: normal; 
line-height: normal;
color: #FF0000; 
text-decoration: none 
} 

BODY 
{ 
SCROLLBAR-FACE-COLOR: ; 
SCROLLBAR-HIGHLIGHT-COLOR: ; 
SCROLLBAR-SHADOW-COLOR: ; 
SCROLLBAR-3DLIGHT-COLOR: ; 
SCROLLBAR-ARROW-COLOR: ; 
SCROLLBAR-TRACK-COLOR: ; 
SCROLLBAR-DARKSHADOW-COLOR: ; 
}